Desjardians

Defer Tax and Save for the Future  

You earn to save, and save to grow. However, the recipe for securing a solid financial future isn’t always this easy.

As an investor who works hard to make the most of each pay cheque, you know taxes can swallow up a significant portion of your earnings. That’s why we work to help investors find ways to defer tax and grow their investments. It’s a save now, pay later approach allowing you to lay the foundation for a strong financial future.

We’re committed to putting more money in your pocket – and this includes reducing what you pay in taxes. It’s wealth management at its best. Count on us to take you through a number of tax – savvy strategies including:

  • spousal income splitting to move into a lower tax bracket
  • contributing to RRSPs and RESPs for tax-deferred growth and savings
  • investing in labour-sponsored funds offering both federal and provincial tax breaks
  • utilizing pension income tax credit
  • preparing an effective estate plan to minimize tax when you die
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